Thank you so much for your help.  The rate at closing was what you quoted and the fees were over $500 LESS.  This is the 2nd loan you guys have closed for me and I will definitely use you in the future.  I would reccommend you guys to anyone.

Sincerely,

Brandon Y.

Chris, I had been told I was not eligible for a loan yet because of my bankruptcy.  I truly appreciate you taking the time to look at my situation.  I had been paying an outrageous interest rate for soooo long.  Not only did you get me a great 30 year fixed rate mortgage, you got me enough cash to pay off my credit cards.  Thank you so much for going the extra mile for me.

Lisa F.

5 investment properties and counting.  There will be more to come my friend.  You guys are the cream of the crop.

William S.

You really saved the day.  Seriously.  I don't know what we would have done without your team helping us.  Our Realtor was an idiot.  I appreciate your professionalism and patience throughout the transaction.  I know you guys had to go way beyond your normal scope of duties.  I promise you I will refer everyone I know to your office. 

Thanks again,

Charles M.

Wow!  Everyone told me closing in less than 2 weeks was impossible.  I'm so glad my Realtor gave me your card.  With this being my first purchase I'd heard all the nightmare stories of "bait-and-switch" and closings being weeks late.  You closed me on time and at terms that were better than the Good Faith Estimate you quoted me.  It's true what they say, you are the best!!!

Thanks!,

Sarah M.

Lower monthly payment, cash to get me literally debt free, no prepayment penalty on my new loan, fast closing.......I don't know what else anyone would need to know in order to do business with you Chris.  You are the real deal.  I'm so glad I was referred to you.  I will keep the referral train rolling your way. 

Thanks buddy,

Rodney H.

I owe you this Chris Gray.  You waited around while I shopped at Wells Fargo, Countrywide, Suntrust, AND Band of America.  I should have listened to you from the get-go but I wanted to make sure I got the best deal.  None of the above banks could beat or even match your initiatl offer.  I really thought we would get to haggle!!  I appreciate your patience and understanding.  We are grateful we have THE mortgage guy as our neighbor.

Chris B.